Call reports 2026
SHELBY SAVINGS BANK, SSB — 2026
What SHELBY SAVINGS BANK, SSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 455,240,000 | 457,435,000 |
| Total loans | 315,967,000 | 313,047,000 |
| Allowance for loan losses | 4,033,000 | 4,034,000 |
| Securities available for sale | 35,285,000 | 35,334,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 365,423,000 | 367,298,000 |
| Interest-bearing deposits | 274,253,000 | 284,050,000 |
| Noninterest-bearing deposits | 91,170,000 | 83,248,000 |
| Equity capital | 47,143,000 | 48,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,488,000 | 13,269,000 |
| Interest expense | 1,882,000 | 3,648,000 |
| Net interest income | 4,606,000 | 9,621,000 |
| Noninterest income | 818,000 | 2,125,000 |
| Noninterest expense | 3,846,000 | 7,872,000 |
| Provision for loan losses | 169,000 | 401,000 |
| Pretax income | 1,410,000 | 3,486,000 |
| Income tax | 0 | 0 |
| Net income | 1,410,000 | 3,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 49,225,000 | 50,546,000 |
| Total capital | 53,280,000 | 54,594,000 |
| Risk-weighted assets | 346,334,000 | 349,449,000 |