Call reports 2024
SHELBY SAVINGS BANK, SSB — 2024
What SHELBY SAVINGS BANK, SSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 414,389,000 | 412,090,000 | 417,200,000 | 418,008,000 |
| Total loans | 286,989,000 | 286,997,000 | 293,908,000 | 295,924,000 |
| Allowance for loan losses | 3,048,000 | 3,360,000 | 2,958,000 | 3,239,000 |
| Securities available for sale | 37,405,000 | 37,346,000 | 38,061,000 | 34,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,421,000 | 319,532,000 | 323,266,000 | 327,200,000 |
| Interest-bearing deposits | 232,894,000 | 230,187,000 | 228,537,000 | 234,665,000 |
| Noninterest-bearing deposits | 88,527,000 | 89,345,000 | 94,729,000 | 92,535,000 |
| Equity capital | 43,699,000 | 44,744,000 | 47,227,000 | 45,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,672,000 | 11,710,000 | 17,736,000 | 24,078,000 |
| Interest expense | 1,410,000 | 2,924,000 | 4,513,000 | 6,287,000 |
| Net interest income | 4,262,000 | 8,786,000 | 13,223,000 | 17,791,000 |
| Noninterest income | 785,000 | 1,562,000 | 2,401,000 | 3,229,000 |
| Noninterest expense | 3,419,000 | 6,893,000 | 10,299,000 | 13,864,000 |
| Provision for loan losses | 331,000 | 672,000 | 322,000 | 564,000 |
| Pretax income | 1,290,000 | 2,799,000 | 4,995,000 | 6,576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,290,000 | 2,799,000 | 4,995,000 | 6,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,740,000 | 48,646,000 | 50,253,000 | 49,608,000 |
| Total capital | 50,812,000 | 52,021,000 | 53,255,000 | 52,910,000 |
| Risk-weighted assets | 313,197,000 | 314,309,000 | 320,590,000 | 326,838,000 |