Call reports 2022
SHELBY SAVINGS BANK, SSB — 2022
What SHELBY SAVINGS BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 380,388,000 | 399,632,000 | 401,294,000 | 410,056,000 |
| Total loans | 276,039,000 | 292,785,000 | 292,254,000 | 295,846,000 |
| Allowance for loan losses | 3,079,000 | 3,246,000 | 3,455,000 | 3,396,000 |
| Securities available for sale | 45,904,000 | 40,775,000 | 38,538,000 | 38,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,155,000 | 321,753,000 | 324,973,000 | 321,924,000 |
| Interest-bearing deposits | 217,866,000 | 225,681,000 | 221,363,000 | 220,714,000 |
| Noninterest-bearing deposits | 87,289,000 | 96,072,000 | 103,610,000 | 101,210,000 |
| Equity capital | 39,338,000 | 37,625,000 | 36,712,000 | 38,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,681,000 | 7,662,000 | 12,182,000 | 17,153,000 |
| Interest expense | 334,000 | 686,000 | 1,146,000 | 1,676,000 |
| Net interest income | 3,347,000 | 6,976,000 | 11,036,000 | 15,477,000 |
| Noninterest income | 709,000 | 1,474,000 | 2,289,000 | 3,074,000 |
| Noninterest expense | 3,296,000 | 6,535,000 | 9,844,000 | 13,163,000 |
| Provision for loan losses | 329,000 | 627,000 | 825,000 | 825,000 |
| Pretax income | 470,000 | 1,327,000 | 2,695,000 | 4,602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 470,000 | 1,327,000 | 2,695,000 | 4,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,698,000 | 41,771,000 | 42,959,000 | 44,314,000 |
| Total capital | 44,777,000 | 45,017,000 | 46,414,000 | 47,710,000 |
| Risk-weighted assets | 306,346,000 | 323,932,000 | 323,688,000 | 322,945,000 |