Call reports 2021
SHELBY SAVINGS BANK, SSB — 2021
What SHELBY SAVINGS BANK, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 345,430,000 | 349,801,000 | 368,837,000 | 363,077,000 |
| Total loans | 249,548,000 | 254,601,000 | 250,574,000 | 256,602,000 |
| Allowance for loan losses | 2,590,000 | 2,421,000 | 2,625,000 | 2,772,000 |
| Securities available for sale | 42,189,000 | 41,796,000 | 40,640,000 | 46,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,350,000 | 281,797,000 | 293,647,000 | 290,014,000 |
| Interest-bearing deposits | 206,783,000 | 202,267,000 | 211,077,000 | 212,373,000 |
| Noninterest-bearing deposits | 76,567,000 | 79,530,000 | 82,570,000 | 77,641,000 |
| Equity capital | 41,605,000 | 42,752,000 | 43,633,000 | 42,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,690,000 | 7,504,000 | 11,608,000 | 15,275,000 |
| Interest expense | 433,000 | 807,000 | 1,180,000 | 1,513,000 |
| Net interest income | 3,257,000 | 6,697,000 | 10,428,000 | 13,762,000 |
| Noninterest income | 606,000 | 1,374,000 | 2,121,000 | 2,950,000 |
| Noninterest expense | 2,698,000 | 5,514,000 | 8,422,000 | 11,461,000 |
| Provision for loan losses | 44,000 | 146,000 | 362,000 | 548,000 |
| Pretax income | 1,121,000 | 2,411,000 | 3,765,000 | 4,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,121,000 | 2,411,000 | 3,765,000 | 4,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,070,000 | 41,870,000 | 42,761,000 | 41,677,000 |
| Total capital | 43,660,000 | 44,291,000 | 45,386,000 | 44,449,000 |
| Risk-weighted assets | 266,676,000 | 272,941,000 | 274,329,000 | 283,551,000 |