Call reports 2019
SHELBY SAVINGS BANK, SSB — 2019
What SHELBY SAVINGS BANK, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 302,724,000 | 305,108,000 | 302,135,000 | 302,927,000 |
| Total loans | 223,695,000 | 223,743,000 | 219,609,000 | 222,246,000 |
| Allowance for loan losses | 2,739,000 | 2,583,000 | 2,581,000 | 2,525,000 |
| Securities available for sale | 31,530,000 | 28,258,000 | 34,344,000 | 31,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,543,000 | 243,719,000 | 244,541,000 | 245,382,000 |
| Interest-bearing deposits | 189,545,000 | 190,320,000 | 187,831,000 | 192,701,000 |
| Noninterest-bearing deposits | 51,998,000 | 53,399,000 | 56,710,000 | 52,681,000 |
| Equity capital | 40,015,000 | 40,973,000 | 37,871,000 | 38,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,606,000 | 7,252,000 | 11,053,000 | 14,710,000 |
| Interest expense | 678,000 | 1,369,000 | 2,046,000 | 2,683,000 |
| Net interest income | 2,928,000 | 5,883,000 | 9,007,000 | 12,027,000 |
| Noninterest income | 547,000 | 1,130,000 | 1,750,000 | 2,376,000 |
| Noninterest expense | 2,377,000 | 4,940,000 | 7,438,000 | 10,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,098,000 | 2,153,000 | 3,399,000 | 4,275,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,098,000 | 2,153,000 | 3,399,000 | 4,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,176,000 | 40,510,000 | 37,332,000 | 38,210,000 |
| Total capital | 42,915,000 | 43,093,000 | 39,913,000 | 40,735,000 |
| Risk-weighted assets | 243,936,000 | 241,735,000 | 240,609,000 | 240,952,000 |