Call reports 2018
SHELBY SAVINGS BANK, SSB — 2018
What SHELBY SAVINGS BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 291,286,000 | 297,593,000 | 303,357,000 | 296,057,000 |
| Total loans | 216,782,000 | 224,227,000 | 228,719,000 | 220,479,000 |
| Allowance for loan losses | 2,504,000 | 2,568,000 | 2,729,000 | 2,739,000 |
| Securities available for sale | 32,234,000 | 32,187,000 | 32,072,000 | 30,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,294,000 | 237,515,000 | 237,857,000 | 235,455,000 |
| Interest-bearing deposits | 179,132,000 | 182,914,000 | 185,240,000 | 189,537,000 |
| Noninterest-bearing deposits | 54,162,000 | 54,601,000 | 52,617,000 | 45,918,000 |
| Equity capital | 36,350,000 | 37,107,000 | 37,952,000 | 38,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,180,000 | 6,538,000 | 10,045,000 | 13,655,000 |
| Interest expense | 444,000 | 926,000 | 1,502,000 | 2,150,000 |
| Net interest income | 2,736,000 | 5,612,000 | 8,543,000 | 11,505,000 |
| Noninterest income | 449,000 | 940,000 | 1,467,000 | 2,037,000 |
| Noninterest expense | 2,393,000 | 4,894,000 | 7,250,000 | 9,692,000 |
| Provision for loan losses | 6,000 | 98,000 | 272,000 | 287,000 |
| Pretax income | 786,000 | 1,560,000 | 2,488,000 | 3,563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 786,000 | 1,560,000 | 2,488,000 | 3,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,016,000 | 37,790,000 | 38,719,000 | 39,484,000 |
| Total capital | 39,520,000 | 40,358,000 | 41,448,000 | 42,223,000 |
| Risk-weighted assets | 230,252,000 | 240,241,000 | 245,268,000 | 238,261,000 |