Call reports 2017
SHELBY SAVINGS BANK, SSB — 2017
What SHELBY SAVINGS BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 299,564,000 | 301,789,000 | 287,677,000 | 286,994,000 |
| Total loans | 223,843,000 | 222,830,000 | 220,042,000 | 213,320,000 |
| Allowance for loan losses | 2,406,000 | 2,560,000 | 2,495,000 | 2,476,000 |
| Securities available for sale | 40,896,000 | 40,200,000 | 27,693,000 | 27,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,346,000 | 239,818,000 | 228,460,000 | 228,706,000 |
| Interest-bearing deposits | 198,368,000 | 194,932,000 | 181,639,000 | 179,562,000 |
| Noninterest-bearing deposits | 39,978,000 | 44,886,000 | 46,821,000 | 49,144,000 |
| Equity capital | 34,419,000 | 35,315,000 | 36,012,000 | 35,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,132,000 | 6,344,000 | 9,568,000 | 12,880,000 |
| Interest expense | 479,000 | 968,000 | 1,449,000 | 1,888,000 |
| Net interest income | 2,653,000 | 5,376,000 | 8,119,000 | 10,992,000 |
| Noninterest income | 493,000 | 964,000 | 1,428,000 | 1,915,000 |
| Noninterest expense | 2,095,000 | 4,229,000 | 6,377,000 | 8,637,000 |
| Provision for loan losses | 190,000 | 339,000 | 339,000 | 339,000 |
| Pretax income | 859,000 | 1,770,000 | 2,827,000 | 3,927,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 859,000 | 1,770,000 | 2,827,000 | 3,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,707,000 | 35,315,000 | 36,029,000 | 36,230,000 |
| Total capital | 37,113,000 | 37,875,000 | 38,524,000 | 38,706,000 |
| Risk-weighted assets | 232,949,000 | 232,493,000 | 229,162,000 | 227,455,000 |