Call reports 2012
SHELBY SAVINGS BANK, SSB — 2012
What SHELBY SAVINGS BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 260,211,000 | 271,115,000 | 272,307,000 | 263,826,000 |
| Total loans | 180,207,000 | 180,375,000 | 183,995,000 | 172,898,000 |
| Allowance for loan losses | 2,242,000 | 2,160,000 | 2,111,000 | 2,036,000 |
| Securities available for sale | 44,825,000 | 41,409,000 | 38,716,000 | 38,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,470,000 | 216,286,000 | 217,516,000 | 209,875,000 |
| Interest-bearing deposits | 177,931,000 | 181,707,000 | 178,524,000 | 175,552,000 |
| Noninterest-bearing deposits | 34,539,000 | 34,579,000 | 38,992,000 | 34,323,000 |
| Equity capital | 27,007,000 | 27,767,000 | 28,525,000 | 28,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,027,000 | 6,062,000 | 9,102,000 | 12,080,000 |
| Interest expense | 591,000 | 1,178,000 | 1,759,000 | 2,309,000 |
| Net interest income | 2,436,000 | 4,884,000 | 7,343,000 | 9,771,000 |
| Noninterest income | 414,000 | 926,000 | 1,407,000 | 1,989,000 |
| Noninterest expense | 1,651,000 | 3,311,000 | 4,969,000 | 6,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,199,000 | 2,499,000 | 3,781,000 | 5,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,199,000 | 2,499,000 | 3,781,000 | 5,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,239,000 | 26,945,000 | 27,643,000 | 27,507,000 |
| Total capital | 28,399,000 | 29,105,000 | 29,754,000 | 29,543,000 |
| Risk-weighted assets | 172,755,000 | 175,957,000 | 177,811,000 | 168,389,000 |