Call reports 2011
SHELBY SAVINGS BANK, SSB — 2011
What SHELBY SAVINGS BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 233,752,000 | 240,816,000 | 259,588,000 | 258,567,000 |
| Total loans | 170,317,000 | 177,074,000 | 175,576,000 | 177,934,000 |
| Allowance for loan losses | 2,470,000 | 2,394,000 | 2,312,000 | 2,287,000 |
| Securities available for sale | 24,348,000 | 29,618,000 | 38,896,000 | 42,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,636,000 | 193,180,000 | 211,530,000 | 210,562,000 |
| Interest-bearing deposits | 157,456,000 | 159,627,000 | 172,158,000 | 179,074,000 |
| Noninterest-bearing deposits | 31,180,000 | 33,553,000 | 39,372,000 | 31,488,000 |
| Equity capital | 24,503,000 | 25,279,000 | 26,149,000 | 26,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,959,000 | 5,975,000 | 9,066,000 | 12,049,000 |
| Interest expense | 642,000 | 1,280,000 | 1,910,000 | 2,545,000 |
| Net interest income | 2,317,000 | 4,695,000 | 7,156,000 | 9,504,000 |
| Noninterest income | 354,000 | 816,000 | 1,253,000 | 1,678,000 |
| Noninterest expense | 1,488,000 | 3,083,000 | 4,664,000 | 6,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,183,000 | 2,428,000 | 3,745,000 | 4,919,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,183,000 | 2,428,000 | 3,745,000 | 4,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,040,000 | 24,721,000 | 25,473,000 | 25,642,000 |
| Total capital | 26,094,000 | 26,846,000 | 27,604,000 | 27,794,000 |
| Risk-weighted assets | 163,389,000 | 169,129,000 | 170,326,000 | 172,014,000 |