Call reports 2002
RIVERSIDE BANK OF THE GULF COAST — 2002
What RIVERSIDE BANK OF THE GULF COAST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 147,717,000 | 164,327,000 | 190,234,000 | 196,681,000 |
| Total loans | 124,135,000 | 138,027,000 | 149,495,000 | 156,181,000 |
| Allowance for loan losses | 1,241,000 | 1,386,000 | 1,501,000 | 1,405,000 |
| Securities available for sale | 14,246,000 | 18,794,000 | 26,755,000 | 25,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,287,000 | 142,989,000 | 155,403,000 | 164,518,000 |
| Interest-bearing deposits | 107,296,000 | 115,099,000 | 122,480,000 | 130,613,000 |
| Noninterest-bearing deposits | 25,991,000 | 27,890,000 | 32,923,000 | 33,905,000 |
| Equity capital | 10,557,000 | 12,212,000 | 14,668,000 | 15,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,506,000 | 5,231,000 | 8,153,000 | 11,291,000 |
| Interest expense | 815,000 | 1,642,000 | 2,598,000 | 3,571,000 |
| Net interest income | 1,691,000 | 3,589,000 | 5,555,000 | 7,720,000 |
| Noninterest income | 650,000 | 1,424,000 | 2,408,000 | 3,473,000 |
| Noninterest expense | 1,459,000 | 3,129,000 | 4,945,000 | 6,920,000 |
| Provision for loan losses | 71,000 | 251,000 | 388,000 | 560,000 |
| Pretax income | 811,000 | 1,633,000 | 2,630,000 | 3,713,000 |
| Income tax | 306,000 | 619,000 | 1,003,000 | 1,404,000 |
| Net income | 505,000 | 1,014,000 | 1,627,000 | 2,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,151,000 | 11,702,000 | 13,978,000 | 14,677,000 |
| Total capital | 11,392,000 | 13,088,000 | 15,479,000 | 16,082,000 |
| Risk-weighted assets | 110,638,000 | 125,671,000 | 130,432,000 | 149,047,000 |