Call reports 2001
RIVERSIDE BANK OF THE GULF COAST — 2001
What RIVERSIDE BANK OF THE GULF COAST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 102,040,000 | 113,217,000 | 122,364,000 | 138,604,000 |
| Total loans | 79,099,000 | 94,343,000 | 102,537,000 | 118,366,000 |
| Allowance for loan losses | 809,000 | 943,000 | 1,025,000 | 1,183,000 |
| Securities available for sale | 11,015,000 | 12,276,000 | 12,686,000 | 12,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,875,000 | 96,009,000 | 105,351,000 | 118,261,000 |
| Interest-bearing deposits | 76,124,000 | 79,279,000 | 87,596,000 | 97,897,000 |
| Noninterest-bearing deposits | 16,751,000 | 16,730,000 | 17,755,000 | 20,364,000 |
| Equity capital | 8,472,000 | 8,896,000 | 9,286,000 | 10,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,907,000 | 6,134,000 | 8,532,000 |
| Interest expense | 991,000 | 1,890,000 | 2,805,000 | 3,690,000 |
| Net interest income | 950,000 | 2,017,000 | 3,329,000 | 4,842,000 |
| Noninterest income | 309,000 | 841,000 | 1,327,000 | 1,970,000 |
| Noninterest expense | 846,000 | 1,789,000 | 2,945,000 | 4,383,000 |
| Provision for loan losses | 50,000 | 214,000 | 311,000 | 487,000 |
| Pretax income | 363,000 | 855,000 | 1,400,000 | 1,942,000 |
| Income tax | 0 | 112,000 | 322,000 | 380,000 |
| Net income | 363,000 | 743,000 | 1,078,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,312,000 | 8,691,000 | 9,026,000 | 9,609,000 |
| Total capital | 9,121,000 | 9,634,000 | 10,051,000 | 10,792,000 |
| Risk-weighted assets | 71,235,000 | 85,051,000 | 88,805,000 | 102,452,000 |