Call reports 2012
FLAGSHIP BANK WINSTED — 2012
What FLAGSHIP BANK WINSTED reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,367,000 | 39,602,000 | 39,128,000 | 39,095,000 |
| Total loans | 20,675,000 | 20,400,000 | 20,449,000 | 20,117,000 |
| Allowance for loan losses | 595,000 | 619,000 | 623,000 | 647,000 |
| Securities available for sale | 1,399,000 | 3,447,000 | 3,396,000 | 3,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,874,000 | 35,051,000 | 34,503,000 | 34,846,000 |
| Interest-bearing deposits | 26,478,000 | 26,606,000 | 26,203,000 | 25,676,000 |
| Noninterest-bearing deposits | 8,396,000 | 8,445,000 | 8,300,000 | 9,170,000 |
| Equity capital | 3,895,000 | 3,937,000 | 4,003,000 | 3,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 733,000 | 1,101,000 | 1,446,000 |
| Interest expense | 45,000 | 84,000 | 117,000 | 149,000 |
| Net interest income | 320,000 | 649,000 | 984,000 | 1,297,000 |
| Noninterest income | 63,000 | 337,000 | 675,000 | 671,000 |
| Noninterest expense | 539,000 | 1,032,000 | 1,623,000 | 2,034,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 185,000 |
| Pretax income | -216,000 | -166,000 | -124,000 | -251,000 |
| Income tax | -89,000 | -70,000 | -53,000 | 56,000 |
| Net income | -127,000 | -96,000 | -71,000 | -307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,980,000 | 3,013,000 | 3,055,000 | 3,302,000 |
| Total capital | 3,275,000 | 3,310,000 | 3,352,000 | 3,593,000 |
| Risk-weighted assets | 23,269,000 | 23,418,000 | 23,398,000 | 22,943,000 |