Call reports 2011
FLAGSHIP BANK WINSTED — 2011
What FLAGSHIP BANK WINSTED reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,314,000 | 39,981,000 | 39,504,000 | 39,420,000 |
| Total loans | 25,487,000 | 23,493,000 | 22,743,000 | 21,450,000 |
| Allowance for loan losses | 727,000 | 573,000 | 592,000 | 535,000 |
| Securities available for sale | 3,187,000 | 1,515,000 | 1,483,000 | 1,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,516,000 | 35,229,000 | 34,809,000 | 34,753,000 |
| Interest-bearing deposits | 26,774,000 | 27,049,000 | 27,127,000 | 27,034,000 |
| Noninterest-bearing deposits | 7,742,000 | 8,180,000 | 7,682,000 | 7,719,000 |
| Equity capital | 4,112,000 | 4,031,000 | 4,061,000 | 4,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 862,000 | 1,271,000 | 1,655,000 |
| Interest expense | 83,000 | 155,000 | 224,000 | 278,000 |
| Net interest income | 354,000 | 707,000 | 1,047,000 | 1,377,000 |
| Noninterest income | 339,000 | 630,000 | 922,000 | 1,105,000 |
| Noninterest expense | 557,000 | 1,082,000 | 1,636,000 | 2,172,000 |
| Provision for loan losses | 70,000 | 350,000 | 395,000 | 440,000 |
| Pretax income | 66,000 | -67,000 | -34,000 | -102,000 |
| Income tax | 25,000 | -21,000 | -13,000 | -38,000 |
| Net income | 41,000 | -46,000 | -21,000 | -64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,497,000 | 3,338,000 | 3,248,000 | 3,208,000 |
| Total capital | 3,846,000 | 3,666,000 | 3,569,000 | 3,514,000 |
| Risk-weighted assets | 27,536,000 | 25,991,000 | 25,419,000 | 24,250,000 |