Call reports 2010
FLAGSHIP BANK WINSTED — 2010
What FLAGSHIP BANK WINSTED reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 44,532,000 | 44,120,000 | 44,736,000 | 45,455,000 |
| Total loans | 28,375,000 | 27,898,000 | 28,016,000 | 26,596,000 |
| Allowance for loan losses | 497,000 | 570,000 | 603,000 | 648,000 |
| Securities available for sale | 4,293,000 | 4,147,000 | 2,885,000 | 3,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,885,000 | 38,744,000 | 39,287,000 | 40,726,000 |
| Interest-bearing deposits | 30,203,000 | 30,043,000 | 31,152,000 | 31,309,000 |
| Noninterest-bearing deposits | 8,682,000 | 8,701,000 | 8,135,000 | 9,417,000 |
| Equity capital | 4,045,000 | 4,015,000 | 4,074,000 | 4,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 984,000 | 1,468,000 | 1,930,000 |
| Interest expense | 123,000 | 238,000 | 350,000 | 459,000 |
| Net interest income | 383,000 | 746,000 | 1,118,000 | 1,471,000 |
| Noninterest income | 350,000 | 721,000 | 1,015,000 | 1,303,000 |
| Noninterest expense | 581,000 | 1,206,000 | 1,740,000 | 2,287,000 |
| Provision for loan losses | 110,000 | 375,000 | 420,000 | 465,000 |
| Pretax income | 52,000 | -104,000 | 6,000 | 55,000 |
| Income tax | 46,000 | -33,000 | -4,000 | 28,000 |
| Net income | 6,000 | -71,000 | 10,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,395,000 | 3,260,000 | 3,412,000 | 3,447,000 |
| Total capital | 3,790,000 | 3,648,000 | 3,806,000 | 3,815,000 |
| Risk-weighted assets | 31,514,000 | 30,855,000 | 30,589,000 | 29,142,000 |