Call reports 2009
FLAGSHIP BANK WINSTED — 2009
What FLAGSHIP BANK WINSTED reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,859,000 | 45,875,000 | 46,496,000 | 46,338,000 |
| Total loans | 30,351,000 | 29,647,000 | 29,880,000 | 28,756,000 |
| Allowance for loan losses | 335,000 | 360,000 | 389,000 | 388,000 |
| Securities available for sale | 5,505,000 | 5,414,000 | 5,393,000 | 3,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,951,000 | 37,191,000 | 38,724,000 | 40,318,000 |
| Interest-bearing deposits | 27,605,000 | 29,905,000 | 31,493,000 | 31,419,000 |
| Noninterest-bearing deposits | 8,346,000 | 7,286,000 | 7,231,000 | 8,899,000 |
| Equity capital | 4,162,000 | 4,217,000 | 4,284,000 | 4,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,089,000 | 1,631,000 | 2,151,000 |
| Interest expense | 165,000 | 330,000 | 499,000 | 645,000 |
| Net interest income | 383,000 | 759,000 | 1,132,000 | 1,506,000 |
| Noninterest income | 376,000 | 666,000 | 1,045,000 | 1,366,000 |
| Noninterest expense | 614,000 | 1,160,000 | 1,760,000 | 2,342,000 |
| Provision for loan losses | 23,000 | 48,000 | 78,000 | 123,000 |
| Pretax income | 140,000 | 235,000 | 357,000 | 425,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 140,000 | 234,000 | 356,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,472,000 | 3,526,000 | 3,589,000 | 3,649,000 |
| Total capital | 3,807,000 | 3,886,000 | 3,978,000 | 4,037,000 |
| Risk-weighted assets | 34,695,000 | 32,854,000 | 33,102,000 | 32,048,000 |