Call reports 2007
FLAGSHIP BANK WINSTED — 2007
What FLAGSHIP BANK WINSTED reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,639,000 | 39,471,000 | 42,486,000 | 40,528,000 |
| Total loans | 22,755,000 | 22,635,000 | 23,529,000 | 24,639,000 |
| Allowance for loan losses | 405,000 | 420,000 | 429,000 | 351,000 |
| Securities available for sale | 9,175,000 | 8,737,000 | 8,786,000 | 8,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,927,000 | 33,644,000 | 35,168,000 | 30,946,000 |
| Interest-bearing deposits | 25,843,000 | 26,795,000 | 28,829,000 | 23,659,000 |
| Noninterest-bearing deposits | 7,084,000 | 6,849,000 | 6,339,000 | 7,287,000 |
| Equity capital | 3,995,000 | 4,011,000 | 4,120,000 | 4,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,171,000 | 1,754,000 | 2,381,000 |
| Interest expense | 223,000 | 450,000 | 686,000 | 931,000 |
| Net interest income | 363,000 | 721,000 | 1,068,000 | 1,450,000 |
| Noninterest income | 458,000 | 848,000 | 1,190,000 | 1,618,000 |
| Noninterest expense | 754,000 | 1,385,000 | 1,927,000 | 2,598,000 |
| Provision for loan losses | 35,000 | 50,000 | 140,000 | 70,000 |
| Pretax income | 32,000 | 134,000 | 191,000 | 400,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 32,000 | 133,000 | 190,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,242,000 | 3,303,000 | 3,439,000 | 3,662,000 |
| Total capital | 3,578,000 | 3,640,000 | 3,788,000 | 4,013,000 |
| Risk-weighted assets | 26,826,000 | 26,880,000 | 27,813,000 | 28,417,000 |