Call reports 2001
FLAGSHIP BANK WINSTED — 2001
What FLAGSHIP BANK WINSTED reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,634,000 | 39,435,000 | 41,219,000 | 41,031,000 |
| Total loans | 26,294,000 | 26,452,000 | 28,296,000 | 27,877,000 |
| Allowance for loan losses | 326,000 | 332,000 | 342,000 | 317,000 |
| Securities available for sale | 5,075,000 | 4,682,000 | 6,808,000 | 7,553,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,489,000 | 33,673,000 | 35,290,000 | 33,850,000 |
| Interest-bearing deposits | 28,241,000 | 28,237,000 | 28,644,000 | 27,802,000 |
| Noninterest-bearing deposits | 5,248,000 | 5,436,000 | 6,646,000 | 6,048,000 |
| Equity capital | 3,742,000 | 3,866,000 | 4,011,000 | 4,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,433,000 | 2,117,000 | 2,817,000 |
| Interest expense | 332,000 | 668,000 | 972,000 | 1,272,000 |
| Net interest income | 394,000 | 765,000 | 1,145,000 | 1,545,000 |
| Noninterest income | 331,000 | 611,000 | 914,000 | 1,211,000 |
| Noninterest expense | 496,000 | 971,000 | 1,455,000 | 1,932,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 214,000 | 375,000 | 559,000 | 774,000 |
| Income tax | 31,000 | 4,000 | 10,000 | 9,000 |
| Net income | 183,000 | 371,000 | 549,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,871,000 | 2,989,000 | 3,080,000 | 3,292,000 |
| Total capital | 3,197,000 | 3,321,000 | 3,422,000 | 3,609,000 |
| Risk-weighted assets | 27,895,000 | 27,401,000 | 28,001,000 | 27,829,000 |