Call reports 2017
STATE BANK OF ALCESTER — 2017
What STATE BANK OF ALCESTER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 122,427,000 | 123,641,000 | 122,864,000 |
| Total loans | 84,847,000 | 87,814,000 | 87,957,000 |
| Allowance for loan losses | 823,000 | 805,000 | 809,000 |
| Securities available for sale | 28,417,000 | 27,051,000 | 24,104,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 98,621,000 | 99,644,000 | 98,676,000 |
| Interest-bearing deposits | 85,192,000 | 87,534,000 | 85,930,000 |
| Noninterest-bearing deposits | 13,429,000 | 12,110,000 | 12,746,000 |
| Equity capital | 10,807,000 | 10,992,000 | 11,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 1,162,000 | 2,396,000 | 3,675,000 |
| Interest expense | 267,000 | 552,000 | 833,000 |
| Net interest income | 895,000 | 1,844,000 | 2,842,000 |
| Noninterest income | 120,000 | 273,000 | 396,000 |
| Noninterest expense | 819,000 | 1,621,000 | 2,428,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 196,000 | 496,000 | 810,000 |
| Income tax | 10,000 | 25,000 | 40,000 |
| Net income | 186,000 | 471,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 10,804,000 | 10,964,000 | 11,138,000 |
| Total capital | 11,627,000 | 11,769,000 | 11,947,000 |
| Risk-weighted assets | 79,760,000 | 81,714,000 | 82,349,000 |