Call reports 2016
STATE BANK OF ALCESTER — 2016
What STATE BANK OF ALCESTER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 121,108,000 | 117,059,000 | 116,966,000 | 120,509,000 |
| Total loans | 84,517,000 | 85,208,000 | 85,806,000 | 86,184,000 |
| Allowance for loan losses | 831,000 | 831,000 | 832,000 | 822,000 |
| Securities available for sale | 26,412,000 | 26,196,000 | 25,868,000 | 23,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,514,000 | 94,193,000 | 92,635,000 | 96,845,000 |
| Interest-bearing deposits | 84,262,000 | 82,722,000 | 80,602,000 | 81,078,000 |
| Noninterest-bearing deposits | 14,252,000 | 11,471,000 | 12,033,000 | 15,767,000 |
| Equity capital | 10,582,000 | 10,684,000 | 10,715,000 | 10,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,373,000 | 3,566,000 | 4,747,000 |
| Interest expense | 271,000 | 526,000 | 781,000 | 1,038,000 |
| Net interest income | 936,000 | 1,847,000 | 2,785,000 | 3,709,000 |
| Noninterest income | 132,000 | 244,000 | 377,000 | 468,000 |
| Noninterest expense | 887,000 | 1,717,000 | 2,546,000 | 3,328,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 374,000 | 616,000 | 849,000 |
| Income tax | 9,000 | 19,000 | 31,000 | 42,000 |
| Net income | 172,000 | 355,000 | 585,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,358,000 | 10,416,000 | 10,521,000 | 10,617,000 |
| Total capital | 11,189,000 | 11,247,000 | 11,353,000 | 11,439,000 |
| Risk-weighted assets | 83,019,000 | 77,240,000 | 80,009,000 | 82,379,000 |