Call reports 2014

STATE BANK OF ALCESTER — 2014

Name: STATE BANK OF ALCESTER — FFIEC call report 2014
Creator: STATE BANK OF ALCESTER

What STATE BANK OF ALCESTER reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e27569a0-1c9f-4d44-881e-4d6493ed937d/2014

Balance sheet

What the bank holds and owes at quarter end

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Total assets	119,278,000	116,107,000	119,601,000	123,423,000
Total loans	86,244,000	87,181,000	90,972,000	95,870,000
Allowance for loan losses	788,000	785,000	774,000	775,000
Securities available for sale	21,025,000	23,045,000	22,816,000	20,611,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	91,839,000	88,504,000	86,727,000	88,935,000
Interest-bearing deposits	80,526,000	79,425,000	76,870,000	77,840,000
Noninterest-bearing deposits	11,313,000	9,079,000	9,857,000	11,095,000
Equity capital	9,993,000	10,110,000	10,263,000	10,300,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Interest income	1,157,000	2,346,000	3,589,000	4,852,000
Interest expense	293,000	592,000	897,000	1,216,000
Net interest income	864,000	1,754,000	2,692,000	3,636,000
Noninterest income	90,000	186,000	326,000	449,000
Noninterest expense	732,000	1,455,000	2,222,000	3,087,000
Provision for loan losses	-100,000	-100,000	-100,000	-100,000
Pretax income	321,000	584,000	896,000	1,097,000
Income tax	2,000	15,000	31,000	42,000
Net income	319,000	569,000	865,000	1,055,000

Basel measures — not reported for every quarter

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Tier 1 capital	9,847,000	9,972,000	10,143,000	10,208,000
Total capital	10,635,000	10,757,000	10,917,000	10,983,000
Risk-weighted assets	83,152,000	83,162,000	86,386,000	92,551,000