Call reports 2011
STATE BANK OF ALCESTER — 2011
What STATE BANK OF ALCESTER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 103,024,000 | 101,825,000 | 102,053,000 | 106,990,000 |
| Total loans | 72,253,000 | 76,267,000 | 76,831,000 | 81,103,000 |
| Allowance for loan losses | 711,000 | 706,000 | 692,000 | 706,000 |
| Securities available for sale | 20,361,000 | 19,966,000 | 20,008,000 | 20,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,134,000 | 74,329,000 | 74,672,000 | 75,188,000 |
| Interest-bearing deposits | 65,885,000 | 65,524,000 | 65,100,000 | 65,653,000 |
| Noninterest-bearing deposits | 10,249,000 | 8,805,000 | 9,572,000 | 9,535,000 |
| Equity capital | 8,660,000 | 8,877,000 | 9,027,000 | 9,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,389,000 | 3,612,000 | 4,842,000 |
| Interest expense | 384,000 | 750,000 | 1,108,000 | 1,446,000 |
| Net interest income | 788,000 | 1,639,000 | 2,504,000 | 3,396,000 |
| Noninterest income | 81,000 | 179,000 | 287,000 | 393,000 |
| Noninterest expense | 672,000 | 1,361,000 | 2,070,000 | 2,744,000 |
| Provision for loan losses | 25,000 | 25,000 | 40,000 | 75,000 |
| Pretax income | 172,000 | 432,000 | 681,000 | 970,000 |
| Income tax | 8,000 | 21,000 | 34,000 | 48,000 |
| Net income | 164,000 | 411,000 | 647,000 | 922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,262,000 | 8,384,000 | 8,496,000 | 8,645,000 |
| Total capital | 8,973,000 | 9,090,000 | 9,188,000 | 9,351,000 |
| Risk-weighted assets | 71,421,000 | 73,108,000 | 73,133,000 | 77,717,000 |