Call reports 2001
STATE BANK OF ALCESTER — 2001
What STATE BANK OF ALCESTER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,712,000 | 70,176,000 | 69,863,000 | 72,717,000 |
| Total loans | 40,400,000 | 44,749,000 | 46,386,000 | 46,123,000 |
| Allowance for loan losses | 585,000 | 609,000 | 627,000 | 627,000 |
| Securities available for sale | 19,985,000 | 18,214,000 | 16,944,000 | 18,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,140,000 | 52,564,000 | 51,911,000 | 53,935,000 |
| Interest-bearing deposits | 48,205,000 | 47,738,000 | 46,654,000 | 47,825,000 |
| Noninterest-bearing deposits | 4,935,000 | 4,826,000 | 5,257,000 | 6,110,000 |
| Equity capital | 7,690,000 | 7,841,000 | 8,055,000 | 8,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,280,000 | 2,579,000 | 3,875,000 | 5,120,000 |
| Interest expense | 706,000 | 1,416,000 | 2,090,000 | 2,720,000 |
| Net interest income | 574,000 | 1,163,000 | 1,785,000 | 2,400,000 |
| Noninterest income | 66,000 | 153,000 | 228,000 | 307,000 |
| Noninterest expense | 460,000 | 923,000 | 1,397,000 | 1,906,000 |
| Provision for loan losses | 10,000 | 35,000 | 45,000 | 55,000 |
| Pretax income | 268,000 | 478,000 | 691,000 | 866,000 |
| Income tax | 63,000 | 117,000 | 171,000 | 211,000 |
| Net income | 205,000 | 361,000 | 520,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,415,000 | 7,571,000 | 7,730,000 | 7,809,000 |
| Total capital | 7,968,000 | 8,152,000 | 8,322,000 | 8,420,000 |
| Risk-weighted assets | 44,193,000 | 46,448,000 | 47,313,000 | 48,825,000 |