Call reports 2002
ADMIRALTY BANK — 2002
What ADMIRALTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 534,308,000 | 577,758,000 | 595,535,000 | 604,312,000 |
| Total loans | 405,109,000 | 427,206,000 | 452,402,000 | 482,319,000 |
| Allowance for loan losses | 4,516,000 | 4,583,000 | 4,868,000 | 5,435,000 |
| Securities available for sale | 16,910,000 | 15,946,000 | 14,383,000 | 11,961,000 |
| Securities held to maturity | 35,796,000 | 36,432,000 | 36,574,000 | 29,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,412,000 | 527,012,000 | 542,645,000 | 552,078,000 |
| Interest-bearing deposits | 405,773,000 | 444,828,000 | 458,803,000 | 444,835,000 |
| Noninterest-bearing deposits | 78,639,000 | 82,184,000 | 83,841,000 | 107,244,000 |
| Equity capital | 44,154,000 | 46,644,000 | 48,827,000 | 50,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,869,000 | 16,276,000 | 24,963,000 | 33,794,000 |
| Interest expense | 2,884,000 | 6,129,000 | 9,105,000 | 11,923,000 |
| Net interest income | 4,985,000 | 10,147,000 | 15,858,000 | 21,871,000 |
| Noninterest income | 286,000 | 595,000 | 907,000 | 1,223,000 |
| Noninterest expense | 2,861,000 | 5,805,000 | 8,788,000 | 12,517,000 |
| Provision for loan losses | 102,000 | 253,000 | 625,000 | 1,393,000 |
| Pretax income | 2,308,000 | 4,684,000 | 7,352,000 | 9,184,000 |
| Income tax | 871,000 | 1,729,000 | 2,695,000 | 3,404,000 |
| Net income | 1,437,000 | 2,955,000 | 4,657,000 | 5,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,660,000 | 42,932,000 | 45,036,000 | 47,062,000 |
| Total capital | 45,176,000 | 47,515,000 | 49,904,000 | 52,497,000 |
| Risk-weighted assets | 441,209,000 | 469,507,000 | 498,733,000 | 521,465,000 |