Call reports 2001
ADMIRALTY BANK — 2001
What ADMIRALTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 366,678,000 | 423,605,000 | 485,873,000 | 497,558,000 |
| Total loans | 263,837,000 | 326,071,000 | 361,695,000 | 395,300,000 |
| Allowance for loan losses | 2,833,000 | 3,489,000 | 3,954,000 | 4,844,000 |
| Securities available for sale | 16,562,000 | 18,311,000 | 20,951,000 | 17,955,000 |
| Securities held to maturity | 32,132,000 | 34,180,000 | 35,417,000 | 35,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,310,000 | 373,557,000 | 434,711,000 | 449,675,000 |
| Interest-bearing deposits | 276,207,000 | 323,635,000 | 377,325,000 | 385,157,000 |
| Noninterest-bearing deposits | 48,103,000 | 49,922,000 | 57,386,000 | 64,518,000 |
| Equity capital | 32,099,000 | 41,801,000 | 42,472,000 | 42,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,731,000 | 14,130,000 | 22,254,000 | 30,363,000 |
| Interest expense | 3,521,000 | 7,350,000 | 11,311,000 | 14,709,000 |
| Net interest income | 3,210,000 | 6,780,000 | 10,943,000 | 15,654,000 |
| Noninterest income | 294,000 | 585,000 | 860,000 | 1,167,000 |
| Noninterest expense | 2,526,000 | 5,402,000 | 8,474,000 | 11,839,000 |
| Provision for loan losses | 447,000 | 1,103,000 | 1,629,000 | 2,528,000 |
| Pretax income | 531,000 | 860,000 | 1,700,000 | 2,454,000 |
| Income tax | 220,000 | 363,000 | 700,000 | 952,000 |
| Net income | 311,000 | 497,000 | 1,000,000 | 1,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,421,000 | 38,144,000 | 38,667,000 | 39,203,000 |
| Total capital | 31,254,000 | 41,632,000 | 42,621,000 | 44,047,000 |
| Risk-weighted assets | 295,318,000 | 357,798,000 | 400,704,000 | 428,159,000 |