Call reports 2011
PATRIOT BANK MINNESOTA — 2011
What PATRIOT BANK MINNESOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 117,389,000 | 112,148,000 | 111,328,000 | 105,029,000 |
| Total loans | 95,278,000 | 85,733,000 | 79,858,000 | 76,346,000 |
| Allowance for loan losses | 4,812,000 | 3,527,000 | 3,905,000 | 4,219,000 |
| Securities available for sale | 11,356,000 | 11,558,000 | 10,112,000 | 10,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,230,000 | 108,190,000 | 108,345,000 | 102,833,000 |
| Interest-bearing deposits | 101,826,000 | 99,627,000 | 100,541,000 | 91,969,000 |
| Noninterest-bearing deposits | 8,404,000 | 8,563,000 | 7,804,000 | 10,864,000 |
| Equity capital | 6,472,000 | 3,322,000 | 2,252,000 | 1,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,667,000 | 3,818,000 | 4,811,000 |
| Interest expense | 470,000 | 917,000 | 1,355,000 | 1,760,000 |
| Net interest income | 860,000 | 1,750,000 | 2,463,000 | 3,051,000 |
| Noninterest income | 71,000 | 137,000 | -1,076,000 | -1,040,000 |
| Noninterest expense | 1,222,000 | 2,814,000 | 3,085,000 | 4,037,000 |
| Provision for loan losses | 358,000 | 3,093,000 | 3,500,000 | 3,833,000 |
| Pretax income | -649,000 | -4,020,000 | -5,038,000 | -5,699,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | -650,000 | -4,022,000 | -5,042,000 | -5,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,451,000 | 3,078,000 | 2,058,000 | 1,396,000 |
| Total capital | 7,840,000 | 4,382,000 | 3,289,000 | 2,575,000 |
| Risk-weighted assets | 107,660,000 | 102,074,000 | 95,853,000 | 91,257,000 |