Call reports 2010
PATRIOT BANK MINNESOTA — 2010
What PATRIOT BANK MINNESOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 135,091,000 | 134,209,000 | 132,129,000 | 121,298,000 |
| Total loans | 110,867,000 | 106,976,000 | 100,616,000 | 96,509,000 |
| Allowance for loan losses | 4,451,000 | 3,961,000 | 4,668,000 | 4,449,000 |
| Securities available for sale | 11,779,000 | 11,934,000 | 11,829,000 | 12,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,200,000 | 119,433,000 | 118,520,000 | 113,172,000 |
| Interest-bearing deposits | 111,485,000 | 110,643,000 | 108,461,000 | 104,447,000 |
| Noninterest-bearing deposits | 8,715,000 | 8,790,000 | 10,059,000 | 8,725,000 |
| Equity capital | 14,113,000 | 13,914,000 | 12,722,000 | 7,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,654,000 | 3,314,000 | 4,816,000 | 6,282,000 |
| Interest expense | 711,000 | 1,404,000 | 2,069,000 | 2,671,000 |
| Net interest income | 943,000 | 1,910,000 | 2,747,000 | 3,611,000 |
| Noninterest income | -14,000 | 70,000 | 144,000 | 195,000 |
| Noninterest expense | 971,000 | 2,066,000 | 3,565,000 | 6,336,000 |
| Provision for loan losses | 702,000 | 1,133,000 | 2,249,000 | 3,208,000 |
| Pretax income | -744,000 | -1,211,000 | -2,915,000 | -5,729,000 |
| Income tax | -353,000 | -532,000 | -986,000 | 1,579,000 |
| Net income | -391,000 | -679,000 | -1,929,000 | -7,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,093,000 | 11,628,000 | 9,915,000 | 7,101,000 |
| Total capital | 13,712,000 | 13,213,000 | 11,467,000 | 8,516,000 |
| Risk-weighted assets | 126,696,000 | 124,415,000 | 121,013,000 | 110,170,000 |