Call reports 2006
PATRIOT BANK MINNESOTA — 2006
What PATRIOT BANK MINNESOTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 111,964,000 | 122,208,000 | 121,433,000 | 121,643,000 |
| Total loans | 94,504,000 | 99,893,000 | 102,378,000 | 101,958,000 |
| Allowance for loan losses | 769,000 | 812,000 | 3,540,000 | 3,535,000 |
| Securities available for sale | 11,020,000 | 10,874,000 | 11,498,000 | 11,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,589,000 | 101,684,000 | 99,963,000 | 101,042,000 |
| Interest-bearing deposits | 87,133,000 | 86,849,000 | 86,146,000 | 87,747,000 |
| Noninterest-bearing deposits | 10,456,000 | 14,835,000 | 13,817,000 | 13,295,000 |
| Equity capital | 12,894,000 | 13,145,000 | 12,096,000 | 15,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 4,004,000 | 6,278,000 | 8,457,000 |
| Interest expense | 807,000 | 1,725,000 | 2,722,000 | 3,688,000 |
| Net interest income | 1,089,000 | 2,279,000 | 3,556,000 | 4,769,000 |
| Noninterest income | 83,000 | 164,000 | 259,000 | 347,000 |
| Noninterest expense | 724,000 | 1,425,000 | 2,079,000 | 2,843,000 |
| Provision for loan losses | 69,000 | 111,000 | 2,839,000 | 2,859,000 |
| Pretax income | 379,000 | 907,000 | -1,103,000 | -586,000 |
| Income tax | 163,000 | 355,000 | -474,000 | -298,000 |
| Net income | 216,000 | 552,000 | -629,000 | -288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,049,000 | 13,386,000 | 12,205,000 | 15,195,000 |
| Total capital | 13,818,000 | 14,198,000 | 13,643,000 | 16,640,000 |
| Risk-weighted assets | 106,058,000 | 112,446,000 | 113,001,000 | 113,558,000 |