Call reports 2002
PATRIOT BANK MINNESOTA — 2002
What PATRIOT BANK MINNESOTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,060,000 | 64,582,000 | 67,902,000 | 68,969,000 |
| Total loans | 46,568,000 | 53,985,000 | 54,937,000 | 55,417,000 |
| Allowance for loan losses | 399,000 | 447,000 | 477,000 | 502,000 |
| Securities available for sale | 3,017,000 | 3,388,000 | 3,427,000 | 4,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,196,000 | 52,643,000 | 58,087,000 | 62,046,000 |
| Interest-bearing deposits | 44,686,000 | 43,908,000 | 47,940,000 | 52,470,000 |
| Noninterest-bearing deposits | 6,510,000 | 8,735,000 | 10,147,000 | 9,576,000 |
| Equity capital | 5,094,000 | 5,216,000 | 6,362,000 | 6,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 2,022,000 | 3,165,000 | 4,320,000 |
| Interest expense | 404,000 | 789,000 | 1,185,000 | 1,586,000 |
| Net interest income | 565,000 | 1,233,000 | 1,980,000 | 2,734,000 |
| Noninterest income | 36,000 | 80,000 | 125,000 | 176,000 |
| Noninterest expense | 463,000 | 994,000 | 1,540,000 | 2,109,000 |
| Provision for loan losses | 15,000 | 63,000 | 93,000 | 123,000 |
| Pretax income | 123,000 | 256,000 | 472,000 | 678,000 |
| Income tax | 40,000 | 83,000 | 172,000 | 273,000 |
| Net income | 83,000 | 173,000 | 300,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,084,000 | 5,175,000 | 6,301,000 | 6,406,000 |
| Total capital | 5,483,000 | 5,622,000 | 6,778,000 | 6,908,000 |
| Risk-weighted assets | 51,828,000 | 59,087,000 | 60,866,000 | 61,984,000 |