Call reports 2001
PATRIOT BANK MINNESOTA — 2001
What PATRIOT BANK MINNESOTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,348,000 | 52,856,000 | 58,181,000 | 57,797,000 |
| Total loans | 37,416,000 | 40,059,000 | 44,433,000 | 46,832,000 |
| Allowance for loan losses | 273,000 | 309,000 | 336,000 | 383,000 |
| Securities available for sale | 1,788,000 | 2,291,000 | 3,071,000 | 2,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,800,000 | 45,554,000 | 51,234,000 | 50,672,000 |
| Interest-bearing deposits | 32,774,000 | 38,244,000 | 44,829,000 | 42,862,000 |
| Noninterest-bearing deposits | 5,026,000 | 7,310,000 | 6,405,000 | 7,810,000 |
| Equity capital | 4,765,000 | 4,787,000 | 4,853,000 | 5,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,870,000 | 2,900,000 | 3,934,000 |
| Interest expense | 480,000 | 984,000 | 1,505,000 | 1,974,000 |
| Net interest income | 407,000 | 886,000 | 1,395,000 | 1,960,000 |
| Noninterest income | 25,000 | 60,000 | 96,000 | 132,000 |
| Noninterest expense | 436,000 | 864,000 | 1,304,000 | 1,754,000 |
| Provision for loan losses | 37,000 | 73,000 | 102,000 | 150,000 |
| Pretax income | -41,000 | 9,000 | 85,000 | 188,000 |
| Income tax | -13,000 | 3,000 | 28,000 | 61,000 |
| Net income | -28,000 | 6,000 | 57,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,632,000 | 4,698,000 | 4,781,000 | 5,001,000 |
| Total capital | 4,905,000 | 5,007,000 | 5,117,000 | 5,384,000 |
| Risk-weighted assets | 41,382,000 | 44,652,000 | 49,376,000 | 51,806,000 |