Call reports 2011
BIG SKY WESTERN BANK — 2011
What BIG SKY WESTERN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 363,609,000 | 373,992,000 | 383,807,000 | 386,167,000 |
| Total loans | 248,035,000 | 237,992,000 | 232,055,000 | 229,639,000 |
| Allowance for loan losses | 10,552,000 | 9,352,000 | 8,884,000 | 8,860,000 |
| Securities available for sale | 86,408,000 | 97,714,000 | 105,070,000 | 117,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,594,000 | 208,159,000 | 213,980,000 | 221,542,000 |
| Interest-bearing deposits | 157,218,000 | 160,852,000 | 162,520,000 | 166,571,000 |
| Noninterest-bearing deposits | 49,376,000 | 47,307,000 | 51,460,000 | 54,971,000 |
| Equity capital | 65,511,000 | 67,049,000 | 68,285,000 | 67,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,948,000 | 7,936,000 | 11,804,000 | 15,595,000 |
| Interest expense | 428,000 | 844,000 | 1,231,000 | 1,588,000 |
| Net interest income | 3,520,000 | 7,092,000 | 10,573,000 | 14,007,000 |
| Noninterest income | 740,000 | 1,393,000 | 1,828,000 | 2,660,000 |
| Noninterest expense | 2,131,000 | 4,567,000 | 6,725,000 | 9,136,000 |
| Provision for loan losses | 650,000 | 1,300,000 | 2,100,000 | 2,350,000 |
| Pretax income | 1,479,000 | 2,618,000 | 3,576,000 | 5,181,000 |
| Income tax | 516,000 | 639,000 | 920,000 | 1,457,000 |
| Net income | 963,000 | 1,979,000 | 2,656,000 | 3,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,458,000 | 64,475,000 | 65,152,000 | 65,218,000 |
| Total capital | 67,080,000 | 67,973,000 | 68,633,000 | 68,661,000 |
| Risk-weighted assets | 282,848,000 | 273,954,000 | 273,092,000 | 270,015,000 |