Call reports 2001
BIG SKY WESTERN BANK — 2001
What BIG SKY WESTERN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,450,000 | 88,010,000 | 166,879,000 | 168,865,000 |
| Total loans | 59,374,000 | 66,194,000 | 114,796,000 | 112,258,000 |
| Allowance for loan losses | 681,000 | 756,000 | 1,864,000 | 1,894,000 |
| Securities available for sale | 12,210,000 | 11,856,000 | 38,346,000 | 37,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,303,000 | 65,968,000 | 78,284,000 | 97,488,000 |
| Interest-bearing deposits | 35,767,000 | 50,203,000 | 58,647,000 | 75,004,000 |
| Noninterest-bearing deposits | 14,536,000 | 15,765,000 | 19,637,000 | 22,484,000 |
| Equity capital | 6,409,000 | 6,447,000 | 12,270,000 | 13,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,132,000 | 5,869,000 | 8,856,000 |
| Interest expense | 752,000 | 1,513,000 | 2,741,000 | 4,080,000 |
| Net interest income | 772,000 | 1,619,000 | 3,128,000 | 4,776,000 |
| Noninterest income | 181,000 | 442,000 | 826,000 | 1,218,000 |
| Noninterest expense | 646,000 | 1,302,000 | 2,164,000 | 3,086,000 |
| Provision for loan losses | 48,000 | 123,000 | 228,000 | 333,000 |
| Pretax income | 259,000 | 636,000 | 1,562,000 | 2,575,000 |
| Income tax | 93,000 | 232,000 | 593,000 | 995,000 |
| Net income | 166,000 | 404,000 | 969,000 | 1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,389,000 | 6,427,000 | 10,598,000 | 11,778,000 |
| Total capital | 7,070,000 | 7,183,000 | 12,126,000 | 13,326,000 |
| Risk-weighted assets | 63,663,000 | 72,654,000 | 121,917,000 | 123,525,000 |