Call reports 2015
AMERASIA BANK — 2015
What AMERASIA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 457,417,000 | 467,321,000 | 472,270,000 | 467,644,000 |
| Total loans | 379,961,000 | 369,082,000 | 394,148,000 | 410,006,000 |
| Allowance for loan losses | 3,020,000 | 3,023,000 | 3,027,000 | 3,180,000 |
| Securities available for sale | 6,485,000 | 6,919,000 | 7,223,000 | 5,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,852,000 | 418,658,000 | 421,487,000 | 415,380,000 |
| Interest-bearing deposits | 337,072,000 | 334,041,000 | 331,544,000 | 337,519,000 |
| Noninterest-bearing deposits | 73,780,000 | 84,617,000 | 89,943,000 | 77,861,000 |
| Equity capital | 45,707,000 | 47,834,000 | 49,760,000 | 49,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,414,000 | 11,122,000 | 16,803,000 | 22,447,000 |
| Interest expense | 731,000 | 1,486,000 | 2,248,000 | 2,996,000 |
| Net interest income | 4,683,000 | 9,636,000 | 14,555,000 | 19,451,000 |
| Noninterest income | 156,000 | 547,000 | 709,000 | 864,000 |
| Noninterest expense | 1,859,000 | 3,998,000 | 5,937,000 | 9,115,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 2,980,000 | 6,185,000 | 9,327,000 | 11,050,000 |
| Income tax | 1,247,000 | 2,315,000 | 3,510,000 | 3,676,000 |
| Net income | 1,733,000 | 3,870,000 | 5,817,000 | 7,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,312,000 | 46,903,000 | 48,930,000 | 48,940,000 |
| Total capital | 48,332,000 | 49,926,000 | 51,957,000 | 52,120,000 |
| Risk-weighted assets | 367,148,000 | 351,104,000 | 359,004,000 | 370,711,000 |