Call reports 2014
AMERASIA BANK — 2014
What AMERASIA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 374,554,000 | 384,141,000 | 398,842,000 | 430,422,000 |
| Total loans | 315,930,000 | 335,211,000 | 357,560,000 | 364,348,000 |
| Allowance for loan losses | 2,684,000 | 2,843,000 | 3,048,000 | 3,051,000 |
| Securities available for sale | 9,309,000 | 7,261,000 | 7,161,000 | 6,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,117,000 | 341,477,000 | 354,476,000 | 384,133,000 |
| Interest-bearing deposits | 264,230,000 | 272,621,000 | 286,835,000 | 314,863,000 |
| Noninterest-bearing deposits | 68,887,000 | 68,856,000 | 67,641,000 | 69,270,000 |
| Equity capital | 40,799,000 | 41,978,000 | 43,577,000 | 43,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,826,000 | 9,735,000 | 14,956,000 | 20,447,000 |
| Interest expense | 486,000 | 960,000 | 1,479,000 | 2,106,000 |
| Net interest income | 4,340,000 | 8,775,000 | 13,477,000 | 18,341,000 |
| Noninterest income | 150,000 | 312,000 | 491,000 | 677,000 |
| Noninterest expense | 1,648,000 | 3,453,000 | 5,359,000 | 7,643,000 |
| Provision for loan losses | 0 | 200,000 | 400,000 | 400,000 |
| Pretax income | 2,842,000 | 5,434,000 | 8,209,000 | 10,975,000 |
| Income tax | 1,260,000 | 2,701,000 | 3,875,000 | 4,677,000 |
| Net income | 1,582,000 | 2,733,000 | 4,334,000 | 6,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,786,000 | 41,939,000 | 43,540,000 | 43,933,000 |
| Total capital | 43,470,000 | 44,782,000 | 46,588,000 | 46,984,000 |
| Risk-weighted assets | 288,826,000 | 308,681,000 | 329,510,000 | 333,090,000 |