Call reports 2008
AMERASIA BANK — 2008
What AMERASIA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 175,861,000 | 185,290,000 | 190,676,000 | 201,199,000 |
| Total loans | 139,492,000 | 152,098,000 | 157,682,000 | 163,193,000 |
| Allowance for loan losses | 1,088,000 | 1,087,000 | 1,238,000 | 1,373,000 |
| Securities available for sale | 10,711,000 | 7,444,000 | 6,119,000 | 5,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,330,000 | 160,837,000 | 169,761,000 | 179,866,000 |
| Interest-bearing deposits | 129,029,000 | 132,622,000 | 143,967,000 | 154,246,000 |
| Noninterest-bearing deposits | 25,301,000 | 28,215,000 | 25,794,000 | 25,620,000 |
| Equity capital | 19,409,000 | 20,015,000 | 18,989,000 | 19,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,063,000 | 6,026,000 | 9,072,000 | 12,026,000 |
| Interest expense | 1,285,000 | 2,407,000 | 3,569,000 | 4,760,000 |
| Net interest income | 1,778,000 | 3,619,000 | 5,503,000 | 7,266,000 |
| Noninterest income | 79,000 | 159,000 | 247,000 | 327,000 |
| Noninterest expense | 1,290,000 | 2,328,000 | 3,463,000 | 5,307,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 285,000 |
| Pretax income | 567,000 | 1,477,000 | 2,164,000 | 2,028,000 |
| Income tax | 440,000 | 728,000 | 1,053,000 | 883,000 |
| Net income | 127,000 | 749,000 | 1,111,000 | 1,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,424,000 | 20,045,000 | 19,394,000 | 19,428,000 |
| Total capital | 20,512,000 | 21,132,000 | 20,632,000 | 20,801,000 |
| Risk-weighted assets | 148,341,000 | 157,413,000 | 163,047,000 | 164,943,000 |