Call reports 2007
AMERASIA BANK — 2007
What AMERASIA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 152,430,000 | 166,063,000 | 181,064,000 | 184,837,000 |
| Total loans | 117,800,000 | 119,473,000 | 130,241,000 | 136,656,000 |
| Allowance for loan losses | 985,000 | 986,000 | 987,000 | 1,088,000 |
| Securities available for sale | 10,810,000 | 13,143,000 | 13,766,000 | 11,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,627,000 | 145,603,000 | 160,236,000 | 163,386,000 |
| Interest-bearing deposits | 109,789,000 | 118,605,000 | 134,721,000 | 134,300,000 |
| Noninterest-bearing deposits | 22,838,000 | 26,998,000 | 25,515,000 | 29,086,000 |
| Equity capital | 17,631,000 | 18,226,000 | 18,733,000 | 19,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,880,000 | 5,979,000 | 9,168,000 | 12,468,000 |
| Interest expense | 1,016,000 | 2,172,000 | 3,424,000 | 4,728,000 |
| Net interest income | 1,864,000 | 3,807,000 | 5,744,000 | 7,740,000 |
| Noninterest income | 77,000 | 159,000 | 240,000 | 318,000 |
| Noninterest expense | 929,000 | 1,873,000 | 2,917,000 | 3,930,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,012,000 | 2,093,000 | 3,067,000 | 4,028,000 |
| Income tax | 489,000 | 930,000 | 1,435,000 | 1,821,000 |
| Net income | 523,000 | 1,163,000 | 1,632,000 | 2,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,612,000 | 18,252,000 | 18,721,000 | 19,297,000 |
| Total capital | 18,597,000 | 19,238,000 | 19,708,000 | 20,385,000 |
| Risk-weighted assets | 133,799,000 | 135,389,000 | 143,525,000 | 149,239,000 |