Call reports 2006
AMERASIA BANK — 2006
What AMERASIA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 143,892,000 | 144,790,000 | 144,203,000 | 147,816,000 |
| Total loans | 109,820,000 | 104,485,000 | 108,957,000 | 113,229,000 |
| Allowance for loan losses | 1,122,000 | 976,000 | 981,000 | 984,000 |
| Securities available for sale | 5,194,000 | 5,074,000 | 7,472,000 | 8,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,301,000 | 126,000,000 | 124,825,000 | 129,036,000 |
| Interest-bearing deposits | 100,255,000 | 101,266,000 | 99,645,000 | 102,943,000 |
| Noninterest-bearing deposits | 26,046,000 | 24,734,000 | 25,180,000 | 26,093,000 |
| Equity capital | 16,457,000 | 17,466,000 | 18,202,000 | 17,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,540,000 | 5,205,000 | 7,969,000 | 10,945,000 |
| Interest expense | 655,000 | 1,391,000 | 2,199,000 | 3,120,000 |
| Net interest income | 1,885,000 | 3,814,000 | 5,770,000 | 7,825,000 |
| Noninterest income | 66,000 | 138,000 | 220,000 | 296,000 |
| Noninterest expense | 912,000 | 1,779,000 | 2,738,000 | 4,417,000 |
| Provision for loan losses | 0 | -270,000 | -270,000 | -270,000 |
| Pretax income | 1,039,000 | 2,443,000 | 3,522,000 | 3,974,000 |
| Income tax | 521,000 | 913,000 | 1,284,000 | 1,816,000 |
| Net income | 518,000 | 1,530,000 | 2,238,000 | 2,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,463,000 | 17,476,000 | 18,183,000 | 17,089,000 |
| Total capital | 17,585,000 | 18,452,000 | 19,164,000 | 18,073,000 |
| Risk-weighted assets | 114,149,000 | 109,544,000 | 115,342,000 | 120,399,000 |