Call reports 2005
AMERASIA BANK — 2005
What AMERASIA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 136,120,000 | 139,888,000 | 147,007,000 | 144,357,000 |
| Total loans | 110,178,000 | 113,466,000 | 112,913,000 | 110,680,000 |
| Allowance for loan losses | 976,000 | 950,000 | 955,000 | 962,000 |
| Securities available for sale | 5,971,000 | 5,492,000 | 4,739,000 | 4,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,036,000 | 122,826,000 | 129,211,000 | 127,347,000 |
| Interest-bearing deposits | 93,813,000 | 94,098,000 | 101,054,000 | 100,138,000 |
| Noninterest-bearing deposits | 26,223,000 | 28,728,000 | 28,157,000 | 27,209,000 |
| Equity capital | 15,666,000 | 16,482,000 | 16,927,000 | 15,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,220,000 | 6,570,000 | 9,120,000 |
| Interest expense | 321,000 | 715,000 | 1,247,000 | 1,870,000 |
| Net interest income | 1,682,000 | 3,505,000 | 5,323,000 | 7,250,000 |
| Noninterest income | 70,000 | 148,000 | 225,000 | 301,000 |
| Noninterest expense | 873,000 | 1,892,000 | 2,881,000 | 4,401,000 |
| Provision for loan losses | -530,000 | -829,000 | -929,000 | -1,099,000 |
| Pretax income | 1,391,000 | 2,572,000 | 3,578,000 | 4,081,000 |
| Income tax | 451,000 | 798,000 | 1,342,000 | 1,856,000 |
| Net income | 940,000 | 1,774,000 | 2,236,000 | 2,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,674,000 | 16,508,000 | 16,970,000 | 15,945,000 |
| Total capital | 16,650,000 | 17,458,000 | 17,925,000 | 16,907,000 |
| Risk-weighted assets | 113,285,000 | 115,966,000 | 116,583,000 | 113,912,000 |