Call reports 2004
AMERASIA BANK — 2004
What AMERASIA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 141,684,000 | 141,506,000 | 143,303,000 | 139,244,000 |
| Total loans | 101,088,000 | 104,740,000 | 105,114,000 | 110,484,000 |
| Allowance for loan losses | 962,000 | 963,000 | 968,000 | 973,000 |
| Securities available for sale | 10,444,000 | 9,361,000 | 9,232,000 | 8,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,618,000 | 126,359,000 | 127,589,000 | 124,049,000 |
| Interest-bearing deposits | 103,426,000 | 100,588,000 | 99,808,000 | 95,775,000 |
| Noninterest-bearing deposits | 23,192,000 | 25,771,000 | 27,781,000 | 28,274,000 |
| Equity capital | 14,646,000 | 14,791,000 | 15,252,000 | 14,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,630,000 | 5,500,000 | 7,460,000 |
| Interest expense | 296,000 | 575,000 | 851,000 | 1,140,000 |
| Net interest income | 1,533,000 | 3,055,000 | 4,649,000 | 6,320,000 |
| Noninterest income | 110,000 | 216,000 | 331,000 | 437,000 |
| Noninterest expense | 886,000 | 1,814,000 | 2,696,000 | 3,843,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 757,000 | 1,581,000 | 2,408,000 | 3,038,000 |
| Income tax | 382,000 | 908,000 | 1,331,000 | 1,382,000 |
| Net income | 375,000 | 673,000 | 1,077,000 | 1,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,467,000 | 14,765,000 | 15,169,000 | 14,734,000 |
| Total capital | 15,429,000 | 15,728,000 | 16,137,000 | 15,707,000 |
| Risk-weighted assets | 108,645,000 | 110,663,000 | 111,342,000 | 115,446,000 |