Call reports 2003
AMERASIA BANK — 2003
What AMERASIA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 129,808,000 | 132,887,000 | 140,145,000 | 141,471,000 |
| Total loans | 90,458,000 | 93,823,000 | 95,105,000 | 100,014,000 |
| Allowance for loan losses | 845,000 | 878,000 | 888,000 | 895,000 |
| Securities available for sale | 14,616,000 | 11,423,000 | 11,330,000 | 10,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,399,000 | 118,002,000 | 124,844,000 | 126,014,000 |
| Interest-bearing deposits | 96,908,000 | 95,726,000 | 103,178,000 | 103,482,000 |
| Noninterest-bearing deposits | 18,491,000 | 22,276,000 | 21,666,000 | 22,532,000 |
| Equity capital | 13,867,000 | 14,313,000 | 14,656,000 | 14,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,707,000 | 5,527,000 | 7,420,000 |
| Interest expense | 319,000 | 619,000 | 927,000 | 1,236,000 |
| Net interest income | 1,544,000 | 3,088,000 | 4,600,000 | 6,184,000 |
| Noninterest income | 106,000 | 204,000 | 302,000 | 413,000 |
| Noninterest expense | 835,000 | 1,739,000 | 2,600,000 | 3,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 856,000 | 1,685,000 | 2,434,000 | 3,029,000 |
| Income tax | 305,000 | 710,000 | 1,101,000 | 1,403,000 |
| Net income | 551,000 | 975,000 | 1,333,000 | 1,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,693,000 | 14,117,000 | 14,475,000 | 14,092,000 |
| Total capital | 14,538,000 | 14,995,000 | 15,363,000 | 14,987,000 |
| Risk-weighted assets | 110,344,000 | 112,034,000 | 106,478,000 | 109,731,000 |