Call report 2007Q4
BANK OF WAYNESBORO — 2007Q4
The 22 measures BANK OF WAYNESBORO reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 136,852,000 | USD | evidence → |
| Total loans | 98,872,000 | USD | evidence → |
| Allowance for loan losses | 2,614,000 | USD | evidence → |
| Securities available for sale | 12,004,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,757,000 | USD | evidence → |
| Interest-bearing deposits | 107,926,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,831,000 | USD | evidence → |
| Equity capital | 13,054,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,595,000 | USD | evidence → |
| Interest expense | 4,660,000 | USD | evidence → |
| Net interest income | 4,935,000 | USD | evidence → |
| Noninterest income | 938,000 | USD | evidence → |
| Noninterest expense | 3,385,000 | USD | evidence → |
| Provision for loan losses | 241,000 | USD | evidence → |
| Pretax income | 2,249,000 | USD | evidence → |
| Income tax | 815,000 | USD | evidence → |
| Net income | 1,434,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,039,000 | USD | evidence → |
| Total capital | 14,290,000 | USD | evidence → |
| Risk-weighted assets | 98,694,000 | USD | evidence → |