Call report 2003Q1
BANK OF WAYNESBORO — 2003Q1
The 22 measures BANK OF WAYNESBORO reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,957,000 | USD | evidence → |
| Total loans | 47,243,000 | USD | evidence → |
| Allowance for loan losses | 1,688,000 | USD | evidence → |
| Securities available for sale | 12,139,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,243,000 | USD | evidence → |
| Interest-bearing deposits | 59,859,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,384,000 | USD | evidence → |
| Equity capital | 9,094,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,059,000 | USD | evidence → |
| Interest expense | 315,000 | USD | evidence → |
| Net interest income | 744,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 485,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 369,000 | USD | evidence → |
| Income tax | 133,000 | USD | evidence → |
| Net income | 236,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,090,000 | USD | evidence → |
| Total capital | 9,721,000 | USD | evidence → |
| Risk-weighted assets | 49,394,000 | USD | evidence → |