Call reports 2025
KENNETT TRUST BANK — 2025
What KENNETT TRUST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 130,548,000 | 131,904,000 | 129,242,000 | 126,968,000 |
| Total loans | 77,898,000 | 78,588,000 | 79,415,000 | 79,601,000 |
| Allowance for loan losses | 680,000 | 672,000 | 660,000 | 647,000 |
| Securities available for sale | 35,503,000 | 34,912,000 | 33,654,000 | 32,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 159,000 | 159,000 | 159,000 | 160,000 |
| Total deposits | 110,737,000 | 110,327,000 | 108,906,000 | 112,955,000 |
| Interest-bearing deposits | 98,936,000 | 98,261,000 | 98,945,000 | 101,676,000 |
| Noninterest-bearing deposits | 11,801,000 | 12,066,000 | 9,961,000 | 11,279,000 |
| Equity capital | 11,989,000 | 12,433,000 | 12,938,000 | 12,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,282,000 | 4,875,000 | 6,454,000 |
| Interest expense | 608,000 | 1,239,000 | 1,891,000 | 2,476,000 |
| Net interest income | 949,000 | 2,043,000 | 2,984,000 | 3,978,000 |
| Noninterest income | 237,000 | 479,000 | 735,000 | -432,000 |
| Noninterest expense | 965,000 | 1,575,000 | 2,516,000 | 3,519,000 |
| Provision for loan losses | 0 | 0 | -6,000 | -356,000 |
| Pretax income | 221,000 | 947,000 | 1,203,000 | 377,000 |
| Income tax | 51,000 | 241,000 | 292,000 | 71,000 |
| Net income | 170,000 | 706,000 | 911,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,991,000 | 14,423,000 | 14,525,000 | 13,773,000 |