Call reports 2023
KENNETT TRUST BANK — 2023
What KENNETT TRUST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 136,010,000 | 137,033,000 | 136,386,000 | 132,121,000 |
| Total loans | 80,347,000 | 80,863,000 | 80,051,000 | 78,290,000 |
| Allowance for loan losses | 830,000 | 826,000 | 823,000 | 799,000 |
| Securities available for sale | 40,469,000 | 39,227,000 | 38,043,000 | 38,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 152,000 | 155,000 | 161,000 | 159,000 |
| Total deposits | 113,065,000 | 115,873,000 | 116,300,000 | 114,338,000 |
| Interest-bearing deposits | 51,625,000 | 103,531,000 | 104,133,000 | 101,918,000 |
| Noninterest-bearing deposits | 61,440,000 | 12,342,000 | 12,167,000 | 12,420,000 |
| Equity capital | 11,238,000 | 10,957,000 | 10,448,000 | 11,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,988,000 | 4,579,000 | 6,182,000 |
| Interest expense | 381,000 | 844,000 | 1,528,000 | 2,105,000 |
| Net interest income | 1,079,000 | 2,144,000 | 3,051,000 | 4,077,000 |
| Noninterest income | 201,000 | 391,000 | 546,000 | 708,000 |
| Noninterest expense | 943,000 | 1,841,000 | 2,753,000 | 3,631,000 |
| Provision for loan losses | 25,000 | 26,000 | 25,000 | 26,000 |
| Pretax income | -13,000 | 343,000 | 502,000 | 811,000 |
| Income tax | -1,000 | 38,000 | 47,000 | 178,000 |
| Net income | -12,000 | 305,000 | 455,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,388,000 | 13,611,000 | 13,662,000 | 13,744,000 |