Call reports 2022
KENNETT TRUST BANK — 2022
What KENNETT TRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 127,363,000 | 127,501,000 | 130,797,000 | 136,877,000 |
| Total loans | 73,710,000 | 77,581,000 | 80,098,000 | 80,716,000 |
| Allowance for loan losses | 536,000 | 542,000 | 542,000 | 552,000 |
| Securities available for sale | 37,615,000 | 35,869,000 | 34,586,000 | 40,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 166,000 | 159,000 | 163,000 | 155,000 |
| Total deposits | 113,722,000 | 110,529,000 | 113,979,000 | 123,410,000 |
| Interest-bearing deposits | 68,898,000 | 70,176,000 | 62,263,000 | 78,413,000 |
| Noninterest-bearing deposits | 44,824,000 | 40,353,000 | 51,716,000 | 44,997,000 |
| Equity capital | 12,385,000 | 11,226,000 | 10,471,000 | 10,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,134,000 | 3,332,000 | 4,672,000 |
| Interest expense | 82,000 | 182,000 | 346,000 | 715,000 |
| Net interest income | 945,000 | 1,952,000 | 2,986,000 | 3,957,000 |
| Noninterest income | 185,000 | 366,000 | 254,000 | 456,000 |
| Noninterest expense | 863,000 | 1,762,000 | 2,700,000 | 3,530,000 |
| Provision for loan losses | 12,000 | 12,000 | 11,000 | 11,000 |
| Pretax income | 255,000 | 544,000 | 529,000 | 872,000 |
| Income tax | 49,000 | 157,000 | 158,000 | 162,000 |
| Net income | 206,000 | 387,000 | 371,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,495,000 | 13,579,000 | 13,466,000 | 13,708,000 |