Call reports 2021
KENNETT TRUST BANK — 2021
What KENNETT TRUST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 118,930,000 | 119,560,000 | 122,233,000 | 133,738,000 |
| Total loans | 63,517,000 | 67,213,000 | 68,496,000 | 67,235,000 |
| Allowance for loan losses | 598,000 | 576,000 | 563,000 | 560,000 |
| Securities available for sale | 31,632,000 | 32,829,000 | 32,903,000 | 34,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 150,000 | 147,000 | 145,000 | 153,000 |
| Total deposits | 103,943,000 | 104,313,000 | 106,832,000 | 118,624,000 |
| Interest-bearing deposits | 71,718,000 | 65,853,000 | 65,669,000 | 66,164,000 |
| Noninterest-bearing deposits | 32,225,000 | 38,460,000 | 41,163,000 | 52,460,000 |
| Equity capital | 13,293,000 | 13,585,000 | 13,730,000 | 13,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 2,005,000 | 3,054,000 | 4,067,000 |
| Interest expense | 125,000 | 239,000 | 334,000 | 418,000 |
| Net interest income | 856,000 | 1,766,000 | 2,720,000 | 3,649,000 |
| Noninterest income | 177,000 | 350,000 | 525,000 | 706,000 |
| Noninterest expense | 862,000 | 1,694,000 | 2,525,000 | 3,318,000 |
| Provision for loan losses | 23,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 148,000 | 372,000 | 669,000 | 984,000 |
| Income tax | 17,000 | 47,000 | 106,000 | 175,000 |
| Net income | 131,000 | 325,000 | 563,000 | 809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,995,000 | 13,093,000 | 13,232,000 | 13,384,000 |