Call reports 2020
KENNETT TRUST BANK — 2020
What KENNETT TRUST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 102,524,000 | 104,411,000 | 102,568,000 | 114,540,000 |
| Total loans | 66,423,000 | 69,400,000 | 65,217,000 | 64,685,000 |
| Allowance for loan losses | 585,000 | 606,000 | 606,000 | 569,000 |
| Securities available for sale | 23,170,000 | 24,963,000 | 26,829,000 | 28,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 163,000 | 134,000 | 134,000 | 139,000 |
| Total deposits | 88,312,000 | 89,477,000 | 87,216,000 | 99,088,000 |
| Interest-bearing deposits | 65,127,000 | 63,257,000 | 61,331,000 | 61,009,000 |
| Noninterest-bearing deposits | 23,185,000 | 26,220,000 | 25,885,000 | 38,079,000 |
| Equity capital | 12,768,000 | 13,221,000 | 13,550,000 | 13,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,159,000 | 3,246,000 | 4,231,000 |
| Interest expense | 234,000 | 476,000 | 653,000 | 798,000 |
| Net interest income | 851,000 | 1,683,000 | 2,593,000 | 3,433,000 |
| Noninterest income | 214,000 | 360,000 | 546,000 | 738,000 |
| Noninterest expense | 896,000 | 1,767,000 | 2,612,000 | 3,442,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 147,000 | 558,000 | 786,000 | 1,167,000 |
| Income tax | 21,000 | 89,000 | 121,000 | 214,000 |
| Net income | 126,000 | 469,000 | 665,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,421,000 | 12,472,000 | 12,768,000 | 12,959,000 |