Call reports 2019
KENNETT TRUST BANK — 2019
What KENNETT TRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 108,855,000 | 108,065,000 | 107,277,000 | 106,687,000 |
| Total loans | 72,711,000 | 73,965,000 | 73,373,000 | 70,877,000 |
| Allowance for loan losses | 572,000 | 603,000 | 565,000 | 571,000 |
| Securities available for sale | 22,654,000 | 22,716,000 | 22,602,000 | 22,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 225,000 | 215,000 | 219,000 | 207,000 |
| Total deposits | 95,665,000 | 86,358,000 | 87,561,000 | 92,640,000 |
| Interest-bearing deposits | 70,330,000 | 63,020,000 | 64,201,000 | 61,690,000 |
| Noninterest-bearing deposits | 25,335,000 | 23,338,000 | 23,360,000 | 30,950,000 |
| Equity capital | 11,868,000 | 12,175,000 | 12,465,000 | 12,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,252,000 | 3,417,000 | 4,657,000 |
| Interest expense | 264,000 | 535,000 | 854,000 | 1,111,000 |
| Net interest income | 863,000 | 1,717,000 | 2,563,000 | 3,546,000 |
| Noninterest income | 214,000 | 435,000 | 693,000 | 934,000 |
| Noninterest expense | 883,000 | 1,735,000 | 2,554,000 | 3,372,000 |
| Provision for loan losses | 55,000 | 111,000 | 134,000 | 156,000 |
| Pretax income | 117,000 | 306,000 | 558,000 | 957,000 |
| Income tax | 12,000 | 38,000 | 94,000 | 152,000 |
| Net income | 105,000 | 268,000 | 464,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,441,000 | 12,778,000 | 13,030,000 | 12,390,000 |
| Total capital | 13,013,000 | 13,381,000 | 13,595,000 | 12,961,000 |
| Risk-weighted assets | 68,704,000 | 70,006,000 | 70,006,000 | 67,101,000 |