Call reports 2018
KENNETT TRUST BANK — 2018
What KENNETT TRUST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 110,020,000 | 113,765,000 | 114,319,000 | 118,633,000 |
| Total loans | 74,169,000 | 75,258,000 | 77,539,000 | 74,492,000 |
| Allowance for loan losses | 574,000 | 534,000 | 521,000 | 539,000 |
| Securities available for sale | 25,758,000 | 26,474,000 | 24,349,000 | 23,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 264,000 | 252,000 | 245,000 | 240,000 |
| Total deposits | 95,440,000 | 91,102,000 | 90,568,000 | 105,792,000 |
| Interest-bearing deposits | 69,443,000 | 66,935,000 | 69,409,000 | 73,474,000 |
| Noninterest-bearing deposits | 25,997,000 | 24,167,000 | 21,159,000 | 32,318,000 |
| Equity capital | 11,049,000 | 11,117,000 | 11,052,000 | 11,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,241,000 | 3,440,000 | 4,650,000 |
| Interest expense | 180,000 | 395,000 | 685,000 | 971,000 |
| Net interest income | 920,000 | 1,846,000 | 2,755,000 | 3,679,000 |
| Noninterest income | 261,000 | 504,000 | 750,000 | 1,022,000 |
| Noninterest expense | 888,000 | 1,809,000 | 2,708,000 | 3,563,000 |
| Provision for loan losses | 23,000 | 45,000 | 89,000 | 145,000 |
| Pretax income | 149,000 | 246,000 | 339,000 | 507,000 |
| Income tax | 25,000 | 18,000 | 15,000 | 36,000 |
| Net income | 124,000 | 228,000 | 324,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,903,000 | 11,917,000 | 11,921,000 | 11,976,000 |
| Total capital | 12,477,000 | 12,451,000 | 12,441,000 | 12,515,000 |
| Risk-weighted assets | 70,708,000 | 71,365,000 | 73,441,000 | 72,406,000 |