Call reports 2017
KENNETT TRUST BANK — 2017
What KENNETT TRUST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 104,546,000 | 110,670,000 | 114,135,000 | 115,840,000 |
| Total loans | 66,233,000 | 71,420,000 | 74,006,000 | 72,584,000 |
| Allowance for loan losses | 721,000 | 670,000 | 589,000 | 579,000 |
| Securities available for sale | 27,048,000 | 26,858,000 | 26,511,000 | 26,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 325,000 | 297,000 | 279,000 | 263,000 |
| Total deposits | 84,502,000 | 92,743,000 | 92,760,000 | 101,175,000 |
| Interest-bearing deposits | 61,068,000 | 71,320,000 | 71,645,000 | 66,285,000 |
| Noninterest-bearing deposits | 23,434,000 | 21,423,000 | 21,115,000 | 34,890,000 |
| Equity capital | 11,027,000 | 11,452,000 | 11,523,000 | 11,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 1,934,000 | 3,026,000 | 4,134,000 |
| Interest expense | 125,000 | 291,000 | 438,000 | 686,000 |
| Net interest income | 791,000 | 1,643,000 | 2,588,000 | 3,448,000 |
| Noninterest income | 256,000 | 487,000 | 719,000 | 987,000 |
| Noninterest expense | 875,000 | 1,796,000 | 2,714,000 | 3,487,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 30,000 |
| Pretax income | 172,000 | 334,000 | 585,000 | 811,000 |
| Income tax | 26,000 | 62,000 | 129,000 | 270,000 |
| Net income | 146,000 | 272,000 | 456,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,329,000 | 11,773,000 | 11,878,000 | 11,781,000 |
| Total capital | 11,050,000 | 12,443,000 | 12,467,000 | 12,360,000 |
| Risk-weighted assets | 65,632,000 | 71,317,000 | 73,880,000 | 75,533,000 |