Call reports 2016
KENNETT TRUST BANK — 2016
What KENNETT TRUST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,565,000 | 98,930,000 | 97,685,000 | 101,222,000 |
| Total loans | 55,430,000 | 57,917,000 | 57,304,000 | 57,753,000 |
| Allowance for loan losses | 786,000 | 774,000 | 760,000 | 747,000 |
| Securities available for sale | 25,257,000 | 29,081,000 | 27,741,000 | 27,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 428,000 | 395,000 | 350,000 | 315,000 |
| Total deposits | 75,258,000 | 76,047,000 | 81,043,000 | 87,653,000 |
| Interest-bearing deposits | 30,468,000 | 56,691,000 | 60,846,000 | 58,848,000 |
| Noninterest-bearing deposits | 44,790,000 | 19,356,000 | 20,197,000 | 28,805,000 |
| Equity capital | 12,152,000 | 12,212,000 | 12,137,000 | 11,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,685,000 | 2,561,000 | 3,473,000 |
| Interest expense | 112,000 | 252,000 | 386,000 | 502,000 |
| Net interest income | 721,000 | 1,433,000 | 2,175,000 | 2,971,000 |
| Noninterest income | 222,000 | 477,000 | 715,000 | 957,000 |
| Noninterest expense | 862,000 | 1,731,000 | 2,618,000 | 3,512,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 465,000 | 553,000 | 712,000 | 856,000 |
| Income tax | 157,000 | 169,000 | 230,000 | 294,000 |
| Net income | 308,000 | 384,000 | 482,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,095,000 | 12,090,000 | 12,106,000 | 10,439,000 |
| Total capital | 12,857,000 | 12,864,000 | 12,866,000 | 11,186,000 |
| Risk-weighted assets | 60,974,000 | 63,860,000 | 64,135,000 | 65,962,000 |